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More about Medicare

Medicare is federal health insurance for people 65 and older, younger people with certain disabilities, and people with end-stage renal disease (ESRD). Medicare is separated into 4 parts:
Your Medicare Plan Options
You get Medicare coverage in 2 possible ways: Original Medicare or Medicare Advantage.

The Original Medicare Plan includes Part A and B. You may also choose a Medigap Plan (Medicare Supplement Plan) and/or a Prescription Drug Plan in addition to Original Medicare. Original Medicare is the default plan under Medicare. You'll receive coverage under Original Medicare unless you choose to join a Medicare Advantage Plan.

Medicare Advantage (MA) Plans provide your Part A and B coverage, cover “medically necessary” benefits, and sometimes include Part D drug coverage. They generally offer extra benefits and lower payments compared to Original Medicare, but many plans require you to see doctors on their approved list.  If you join a MA Plan, you will still be in Medicare and have Medicare rights.

Freedom Health’s Medicare Advantage Plans
Freedom Health offers a variety of Medicare Advantage health plans.  These plans offer more benefits than Original Medicare.  Click here to read about our Plans or call our toll free number to find out more information.

Resources and Publications

View Freedom Plans in Your Area
Not sure what plan you want?  It’s easy, just find your county and browse through the Freedom Plans in available in your area.

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Freedom Health is a health Plan with a Medicare contract. Medicare approved MAPD HMO plans available to anyone entitled to Part A and enrolled in Part B of Medicare through age or disability (for MA plans, individuals must have both Part A and Part B). Medicare approved HMO Special Needs Plans (SNPs) available to anyone who meets the specific eligibility requirements of the SNP and is enrolled in both Part A and Part B of Medicare through age or disability. (To qualify for a Chronic Disease SNP, physician diagnosis of the disease must be verified prior to confirmation of enrollment. People who do not have the condition will be disenrolled. To qualify for a Dual Eligible SNP (DSNP), you must also be eligible for Medicaid assistance from the State. Premium for the DSP and copayments/co-insurance for Low Income Subsidy eligible beneficiaries may vary based on income. Enrollment period restrictions apply. Call the plan for details. You must continue to pay your Medicare applicable premiums if not otherwise paid for under Medicaid or by another third-party. Plans may be renewed annually. All plan types may not be available in all areas. Copayment and authorization rules may apply.
H5427_2010 Website—2/10/2010 Last Updated 06/14/2010
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