Not sure which plan best suits you? Since everyone’s health needs are different, we offer a variety of Medicare Advantage Health Plans so you can choose the one that fits you and your health needs. There are a couple of ways you can compare our plans:
- by our Plan Finder which shows and compares the plans available in your county.
- by which Health Benefit is most important to you.
- by Plan Name if you already know which plan you are interested in.
Why Medicare Advantage?
Original Medicare pays for many health care services and supplies, but it often leaves over 20% for you to pay. In addition, there is limited drug coverage. That's why most people with Original Medicare carry additional Medicare coverage from a private insurance company - at an added premium cost (call Medicare Supplement Policies or Medigap Policies). Many people instead choose to receive covered under a Medicare Advantage Health Plan. With a Medicare Advantage Plan, you receive more coverage than Original Medicare and don't need a Medicare Supplement policy.
Click here to learn more about Medicare Advantage »
Looking for a Specific Benefit?
In our experience, Medicare beneficiaries usually ask about the following benefit options:
- Looking to lower your costs and still receive some gap coverage?
The Freedom Medicare Rx Plan is a basic medical and prescription drug plan with generic drugs covered through the gap.
- Looking for a Part B Refund plan?
Both our Freedom Savings Rx Plan for active adults and our VIP Savings Plan for those with chronic conditions, offer the Part B Refund in addition to medical and prescription drug coverage .
- Looking for freedom to go in and out of the network?
The Choice Plan allows you to go in and out of network without authorization. With this flexible plan, you also receive a Part B Refund!
Know the Name of the Health Plan You’re Looking For?
Freedom Health offers a variety of plans. Here are your plan choices separated into the 3 categories: Medicare Advantage Plans with Prescription Drug Coverage, Special Needs Plans, and Other Plans.
Medicare Advantage Prescription Drug Plans
- Freedom Medicare Rx Plan
This is a basic medical and prescription drug plan with generic drugs covered through the gap.
- Freedom Savings Rx Plan
This is our Part B refund plan. This plan will cover both medical and prescription drugs for active adults.
- Choice Plan
This medical and extended prescription drug plan covers both generic and preferred brand drugs all the way through the gap.
Medicare Special Needs Plans
Freedom Health offers several excellent Special Needs Plans (SNPs) for those seeking coverage for chronic conditions or those who may be dual eligible Medicare & Medicaid recipients. If you are eligible for a SNP plan you can enroll at any time of the year!
- VIP Care Plan
This plan provides coverage for individuals with Medicare Part A & B who live in the service area and are diagnosed with a chronic condition such as diabetes, heart disease, congestive heart failure (CHF), cardio vascular disease, coronary artery disease, stroke, high blood pressure, emphysema, asthma, asthmatic bronchitis, chronic obstructive pulmonary disease (COPD) or chronic lung disease.
- VIP Care Savings
this plan has all the great benefits of the VIP Care Plan plus as a member you will receive a Part B premium reduction back in your Social Security check each month.
- Medi-Medi (dual eligible)
if you have Medicare Parts A & B and also receive Medicaid, live in the service area, you are eligible to enroll at any time of the year!
Other Plans
If you don't need prescription drugs included in your medical plan, Freedom Health offers two Medicare Advantage Plans without prescription drug coverage.
- Freedom Medicare Plan
This plan offers more coverage than traditional Medicare including extra benefits such as Dental and a monthly Over-the-Counter allowance.
- Freedom Savings Plan
This plan offers a Part B refund along with other benefits.
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